Savings term deposits in dinars
- ALTA banka offers savings term deposits in dinars under very favorable conditions;
- Deposit tenors are: 2, 3, 6,12, 24 and 36 months;
- On savings term deposits in dinars the Bank shall apply fixed interest rate and the compounded method of calculation.
|Deposit Type||Deposit in dinars with interest calculated and payable upon maturity|
|Deposit Amount||RSD 5.000,00 min|
|Indexation Criteria||No indexation|
|Interest rate (NIR- Nominal and EIR-effective interest rate)||Fixed at annuallevel|
|Charges for client||No charges|
Interest rates as of 17.4.2020.
|Deposit Term||At sight||2 months||3 months||6 months||12 months||24 months||36 months|
|Interest rate (at annual level||0.00%||1.75%||2.00%||3.00%||3.50%||3.75%||4.00%|
|EIR (at annual level)||0.00%||1.75%||2.00%||3.00%||3.50%||3.75%||4.00%|
Deposit Cancellation Before Deposit Maturity
In case that the client submits his request for deposit cancelation before maturity, the Bank will pay the deposit amount with interest calculated until the moment of cancellation, by application of the fixed nominal interest rate for sight deposits.
Automatic Time Deposit Renewal
The Bank shall inform the Depositor on terms of deposits renewal at least 15 days prior to time deposit’s expiration. The Depositor is entitled to terminate the Time Deposit Contract within the period of 30 days from reception of Bank’s notice.
Unless the Depositor terminate the Time Deposit Contract in 30 days from reception of Bank’s notice, the Deposit shall be considered as automatically renewed for the same period and with the interest rate stated in the Bank’s notice.
Deposits may be renewed with or without the interest accrued for the original time deposit period
ALTA banka is a participant of the mandatory deposit insurance system governed by the laws of the Republic of Serbia.Detailed information available at www.aod.rsYou will receive our offer at Bank Branch counters.The Bank shall treat data on saving deposits as business secret, guaranteeing full data safety and deposits availability.
+381 11 2205-672